Monday, January 16, 2012

9 Ways to Lower Your Grocery Bill

Groceries are getting more and more expensive, and unfortunately the economy is such, that our salaries are not increasing.  People are looking for areas in their budget that they can slim down on, and a lot of times the food budget can be tighten without having to sacrifice too much.

1. Start out with a list .
           
Making a shopping list may seem obvious, but there are actually more people than you may realize that don’t use a list.  Even if you think you can remember everything without writing it down, I still recommend creating a list.  Focusing on your list will blur out unnecessary promotions and other distractions, making your shopping trip faster and help you stay within your budget. 

I’ve gone to the grocery store many times where I find new things on the end caps.  End caps are there to show you items in the store that may easily be thrown into the cart without a second thought.  I wish I could blame my husband for the times where unnecessary items have been thrown into my cart, but he’s not the shopper -- I am.  I have been guilty of buying items I didn’t plan for, and items we don’t usually eat.  For me, focusing on my list distracts me just enough to curb my temptation to spend extra money.

If you need help making a list, there are many websites similar to savvyshopperdeals.com, where lists can be generated according to store sale items that you select.  Savvyshopperdeals.com has so far my first choice.  It’s easy to navigate and it allows you to narrow search results down to specific categories or price groups. 

2. Determine what your necessities are.

Necessities are different from household to household, so determining what your necessities are is up to you.  Necessities are items you can’t live without if you run out suddenly.  With a little planning, most non-grocery necessities can be purchase at reduced prices.

3. Familiarize yourself with prices.

This may seem daunting at first, but familiarizing yourself with grocery prices will be a valuable asset.  Start with a couple items of food that you purchase consistently, and pay attention to the price they are sold for.  After a few times of doing this, knowing the retail price and typical sale price will soon become automatic. This will pay off greatly in the end.  Stores do have unadvertised sales.  It is to your advantage to know whether it is a good price or not.  Also, understand that sales are not created equal.  Determine what sale prices you are willing to purchase items at.  As this becomes routine for you, you will soon pick up certain times of the year that certain products are at their lowest price.

4.  Shop around the sales, not around the meals.
           
Menus should be flexible.  Know what is on sale and adjust your menu according to your shopping list.  There may be that inevitable specialty item that your recipe calls for, but the overall cost will be reduced if you only had to pay full price for that one item.  If you know you can get ingredients at a better price, then just wait. 

In my home, we go through tomatoes like crazy.  The common non-sale price in my area is roughly $1.20 - $1.50/lb.  While some people in my household feel that tomatoes are a necessity, they are not.  There are plenty of other groceries I can substitute while I wait for a better price.  Most often I can purchase tomatoes (salad, beefsteak, roma, and tomatoes on the vine) for .50/lb, once in a while I can purchase them for .33/lb, and sometimes they will come up on sale for .25/lb.  Even if I purchase them at .50/lb, the savings is worth it.

5.  If it will save you time and money -- price match.

Yes, I know this is a touchy subject.  Some people are fine with price matching groceries, while others strongly disagree. 

Determine what is more realistic for you.  Is it feasible for you to run from store to store, or is price matching more realistic?  

I was never the price matching type until about two years ago.  We moved from the suburbs where stores were within an arm’s reach, out to a more rural area.  The closest grocery store is 15 minutes away -- and this is with two light signals and no traffic.  Ironically that closest store happens to be Wal-Mart.  I tried really hard my first year at our new house to drive from store to store, but it was just crazy.  It was an all day ordeal and depending on the store’s sale, some of the items I traveled so far to buy, were out of stock.  This ended up wasting my gas, thus lowering my food budget for the month.  If I drive to my local Wal-Mart and they don’t have the item I hoped to buy, then I have to assess the situation:  Is it worth driving to the actual store, or can I just go without it?

6.   Stock up when you can.

I always try and take $20 from my grocery budget each month and put it in an envelope for bulk buys.

My family doesn’t eat nearly as much meat as we used to, but when meat goes on sale, I try and stock up.  We bought a small chest freezer several years ago that we keep stocked with meat, vegetables, and fruit.  Chicken is a most typical example.  In my area, boneless skinless chicken breasts go on sale quite a bit.  The sale price is anywhere from $1.23/lb to $1.49/lb.  I’ll purchase it in larger quantities and store it in my freezer. 

A few days ago, green bell peppers were on sale for .33 each and I bought 9 of them.  Four of them are in my fridge and the other five I washed, diced, and stored in the freezer.  Blackberries were also another item that I stocked up on this month.  They were on sale for .88 each for a 6 oz clamshell, so I bought 12, washed 7 packages of blackberries and froze them.  Last month I bought an extra 20 lb bag of red potatoes that was on sale for $3.00 and I went to a local orchard that sold a bushel of irregular Fuji apples for $6.00.  I don’t have a basement to store them in like most of my neighbors, so they are in my garage, covered in a blanket for extra protection from the cold.

Know what you can stock and what you can’t.  If it is canned or boxed, make sure you can eat through the supply before it reaches the expiration date.  If it is fresh produce, know how much of it you can buy before it goes bad.   If you are careful with choosing your apples and potatoes, they can last for a several months if stored in a cool place.  Avocados can also last a couple of months if bought when they are green and stored in your fridge. Set them out on your counter to ripen and they will be ready in 2-4 days.


7. Make meals from scratch.

I have always loved a home cooked meal.  For me, there is nothing better than mashed potatoes made from actual potatoes and freshly baked rolls.  It is so easy to make mashed potatoes, but it does take a little more time than the 2 minute instant version.  In the end it is more delicious, more nutritious, and cheaper to make. 

I understand that schedules are crazy and spending time preparing a meal that takes more than 30 minutes can be almost impossible for some people.  Running to the freezer section and grabbing an already prepared meal is so easy, but the cost adds up fast. Replacing just one of those convenient meals with a home cooked meal is a start. 

When I was first married, Hamburger Helper and Bisquick were my friends.  Bisquick was very versatile and Hamburger Helper was a quick meal in a box.  After a while though, the boxed dinner wasn’t very appetizing.  With my mother-in-law’s help, I was able to experiment with her recipes, making delicious biscuits and pancakes from scratch.  Now I have made my fair share of disastrous meals, but with my husband’s enduring patience, I have been able to find simple, healthy meals that my family enjoys. 


8. Cut down on eating out.

Frequent eating out can easily put a dent in the food budget.  If one person was to eat out for lunch 4 times a week and limited it to $5 each time, it would cost $80/month -- $960/year before taxes.  If a mother and her two young children grabbed lunch 3 times a week, spending $13 total each time, they would have spent $156/month.  That’s almost $2000 year for just the mother of two.  If your finances are tight, imagine what you could have done with an extra $2000.  Bringing a sack lunch or leftovers to work is not the end of the world.  It typically costs only a fraction of what eating out would cost.  It’s all about balance.  Decide how much you are willing to change.


9.  If you can, plant a garden. 

This is a topic that I can go into detail about later.  I have had three years of trial and error with our garden.  Our soil was so bad; we couldn’t even call it soil.  My husband added a sprinkler system in our backyard our first summer, and the trenches he dug were perfect.  We didn’t ever have to worry about them caving in because our dirt has so much clay in it.  They were as hard as a rock.  We have had to amend the soil and bring in lots of compost for our garden.  This last spring was surprisingly successful.  My neighbor teased me of all the different varieties of squash we were growing.  She said that we must really like squash.  My response was that this was our third attempt at gardening and I wanted to make sure that we were able to grow something.  Squash is supposed to be very easy to grow, and from my experience, it is. 

Experimenting with a garden is a good idea, so you can know exactly what to do if it ever becomes a necessity.  For me, tending to my garden is relaxing and enjoyable.  It lets me step away from my kids for a moment and gives me chance to see some amazing aspects of nature.  There is no better feeling than to see the product of your hard work and care.  For the unprofessional gardener (like me), youtube.com has very helpful tutorials, ideas, and methods of gardening.